VTB Group: Patented a technology for flexible selection of credit offers
- VTB Group received a patent for a technology developed by the bank’s IT and consumer banking specialists for selecting loan offers
- Using this technology reduces the time taken to generate offer and allows for several products
- The maximum number of combinations of credit and insurance products per request to collected
- The calculation is based on the required loan amount, the client’s financial condition and current credit load
- VTB’s digital transformation strategy involves a particular focus on accelerating the bank’s response to changes in the market
- Developing a technology for the flexible selection of credit offerings for clients and obtaining a patent for this technology
